Marine & Aviation

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Marine Insurance: The oldest form of insurance, provides compensation to ship and cargo owners against fortuitous loss and liability arising from risks associated with a “Marine Adventure”. Marine cargo Insurance is written under Institute Cargo Clauses terms.  There are three basic set of these Clauses:.

The “A” Clause is the widest and provides coverage for "all risk" of loss or damage subject to specified exclusions which basically excludes inherent vices of cargo.

The “B” Clause has a limited cover and is restricted to particular perils such as fire explosion, jettison or washing overboard.  It includes Total loss of any package lost overboard or dropped whilst loading onto or unloading from the vessel or craft.

The “C” Clause is the basic cover and is limited to the effects of major fortuities such as:  Discharge of cargo at a port of distress, jettison, vessel or craft being stranded, grounded, sunk or capsized.

In addition, Maritime/Aviation Hull & Third Party Liabilities are not left out in the cover. At Manny Insurance Brokers Ltd, we are conscious of set down Rules, Protocols and Agreement of International Organizations -- like International Civil Aviation Organization (I C A O) et al -- in advising and placing the business of our clients.

We study the market both locally and internationally to give our clients the best available cover that suits their requirements. We give money-worth services to our clients and this has endeared us to all that have tried us.